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Good evening, Denise.
I work for Beazer Homes, a national home builder, and would be happy to answer your question. While I don't know your specific situation I can address what we do. Depending upon the specification level of the community you build in gutters are not necessarily included in the base price of your home. In some communities front gutters are included. In others, there are downspouts provided. In yet others full gutters are provided. You would need to check the specifications that were included in your sales contract.
If you had built your home with a custom builder my thought is that it would be the same - you would need to check your contract.
I hope that helps.
Best regards,
Paula