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Hi Elizabeth,
That's a great question and an important one. We provide very helpful information about this on our website, which lists a few steps to take and questions to ask when planning a remodel. http://www.drdcon.com/steps-for-remodeling.html.
Hope this helps!
When having anyone working in your home verify that they are insured. Ask for a current copy of thier insurance information. Once you have that call thier insurance agent and verify that the coverage is current. We have general liability, commercial auto and worker's comp.
Always be sure to ask the contractor for current references from recently completed projects. This ensures that his current employees and subs are providing the quality workmanship that you deserve.
Any honest contractor will provide you with copies of their State Licenses and Insurance so you can verify them. If they don't ask - if they hesitate - RUN!